| To find the cheapest places to retire, search in | | | | Largest Chunk of Retirement Expenses |
| smaller towns as opposed to larger cities. The closer | | | | The majority of your spending will go towards |
| you get to a large metropolis area, the higher the | | | | housing, around 35%. Of course buying your home is |
| prices. What do you value most? Climate? Location? | | | | not a necessity. Renting is an option. It gives you the |
| Smaller towns are among the cheapest places to | | | | flexibility of moving to different pastures whenever |
| retire as opposed to larger cities. The closer you get | | | | you want. Finding the cheapest places to retire is |
| to a large metropolis area, the higher the prices. | | | | about learning how to make your money go further. |
| When searching for affordable places to retire, look | | | | By changing the way you look at retirement. |
| for states that give their retiring citizens tax breaks, | | | | Cheapest Retirement Locations |
| such as exemptions for retirees over 65 and military | | | | The most affordable retirement havens are found |
| pensions. Other states give tax breaks in the form of | | | | overseas. Are you on a tight budget? Then consider |
| homestead exemptions such as Florida. | | | | retiring abroad. You can retire in Ecuador and live |
| To find the Cheapest Places to Retire consider these | | | | very comfortably for less than $1000 a month. And |
| decisive factors: | | | | that includes help around the house. |
| - Housing costs | | | | Vacation time is a great way to discover the |
| - Tax rates | | | | cheapest places to retire on a budget. You can still |
| - Transportation | | | | enjoy the scenery while doing some research. Pick up |
| - Accessibility | | | | some free home and rental magazines. Get an idea |
| - Climate | | | | of what prices go for in the area. Take a stroll to the |
| - Location | | | | Chamber of Commerce and ask about tax breaks |
| - Safety considerations | | | | and natural resources. Everything you need to know |
| - Willingness to relocate | | | | is usually behind their doors. |