Comparing The Costs: Living At Home, Assisted Living, Or Long Term Care

“When comparing the cost of daily assistance for- Cost of food and/or meal delivery. Consider the
a health challenged senior adult, Assisted Livingquality of nutrition and the lack of enjoyment eating
centers compare very favorability when it comes toalone.
quality, convenience, and affordability.” states- Cost of outside assistance for housekeeping,
Tara Koestner, Administrator, The Continental at Stlaundry services, transportation to medical
Joseph's Assisted Living Center. Of course, everyoneappointments, or home health.
wants to live in their own home as long as possible.- Cost of technology, such as cable TV, Life Line,
This is understandable and always the ideal situationand medical monitoring devices.
as long as the aging adult is able to maintain a- Concerns about management of medical issues, for
reasonable quality of life at home. Gradually, overexample; oxygen use and obtaining oxygen supplies,
time, subtle signs appear that indicate that aging adultdiabetes management and obtaining diabetic supplies,
may not be doing as well at home alone as theand proper incontinent management.
family would hope. Lora Lyons, HealthcareWhen considering all of the costs associated with
Coordinator at CSJ recommends that the family lookliving at home, Assisted Living Centers like The
for the following signs of unsafe behavior:Continental at St. Joseph's, become more affordable
- Falling and unable to get up without assistance.than one might initially think, especially when long
- Missed doses of medications and out of dateterm care insurance could pay most if not all of the
medications.costs. If you compare the cost of living in an
- Gradual loss of weight.Assisted Living apartment compared to the cost of
- Lack of personal hygiene.living in a Long Term Care facility, Assisted Living
- Unable to hear the phone or call for help.Centers costs less.
- Inability or unwillingness to leave their home.According to Tara Koestner, “Assisted Living
- Gets lost or looses objects frequently.Centers are places where senior adults thrive not
- Living space shrinking to a space around thesimply exist.” A daily social interactions, outings,
favorite chair.physical exercise, etc. keep seniors mentally sharp
- Periodic little driving accidents.and physically strong. Monthly tenants can enjoy
All of the above behaviors happen normally with agesocial activities, like Bingo or Wii Bowling, and musical
and individually do not necessarily indicate unsafeentertainment. At The Continental at St. Joseph's, all
behavior.. However, when an ongoing trend starts toof these amenities are included in the basic rent, in
appear, it is time for the family to consider makingaddition to weekly shopping, transportation to and
arrangement to assist this adult. There comes a pointfrom local appointments, and three well-balanced
in time in this process where Assisted Living becomesmeals each and every day. Most important to families
the most cost effective means of providing qualityis the peace of mind that comes with the healthcare
of life assistance for a loved one.monitoring services. of 24 hour security services and
When comparing the cost of Assisted Living anddaily on site health aide visits which most seniors just
living at home, families need to take intodon't have at home.
consideration the following costs:The main thing to remember here is quality of life.
- Rent, or mortgage, property taxes, and insurance.Our loved ones have worked very hard to get to
- Utility costs including: gas, electric, water, trashwhere they are. Don't they deserve every
pick-up.opportunity to relax and enjoy this phase of their
- Home maintenance including; furnace maintenance,lives? Why not let someone else do the things that
lawn care, snow removal, and home repairs. Considerthey don't enjoy so that there is more time for them
the inconvenience of arranging maintenance andto do the things they love. Assisted living is a unique
waiting for repairs.environment where seniors can do just that.