Concurrent Retirement and Disability Pay

Concurrent Retirement and Disability Pay (CRDP) is athey wish to have deducted for State Income tax
phased-in reinstatement of the retired pay deductedWithholding (SITW).
from military retiree's accounts due to their receivingThe payments are also subject to collection actions
of department of veterans Affairs (DVA)for child support, community property, government
compensation, showing on their Retiree Accountdebt, alimony, and garnishment. The Concurrent
Statements as the "VA waiver". The phased-inRetirement and Disability Pay payment rates are as
restoration started January 1, 2004 with the initialfollows: (computation begins with the "table rates")
payments dated February 2, 1004.-If rated unemployable $750.00
A person is qualified for the Concurrent Retirement-If rated at 100% $750.00
and Disability Pay if they have a DVA-rated,-If rated at 90% $500.00
service-connected disability of fifty percent or higher,-If rated at 80% $350.00
except if they are a disability retiree with less than-If rated at 70% $250.00
twenty years of service or a retiree who combined-If rated at 60% $125.00
the military time and civil service time to meet the-If rated at 50% $100.00
criteria for a civil service retirement. If they haveThe total computed CRDP amounts based on the
combined the military time and civil service time inrates will increase each year until January 2014 when
order to improve their civil service retirement fromthey will be receiving their full retired pay entitlement
OPM, then they are eligible for the Concurrentand their DVA disability compensation with no
Retirement and Disability Pay payments, but they willreduction. Unlike Retired Pay Cost-of-Living
have to replace their retired pay by coordinating withAllowances (COLAs), The Concurrent Retirement and
OPM. If one becomes eligible for CRDP, theirDisability Pay increases will be effective on the 1st of
payments will start automatically.January every year, to be paid on the first business
Payments from the Concurrent Retirement andday of February. In addition, since retired gross pay,
Disability pay are delivered through direct deposits orDVA compensation, and consequently VA waiver
mailed-based on their current retired pay information.amounts, increase very year with COLAs, they will
The payments will reflect as a decrease in the VAnot be able to precisely extrapolate CRDP amounts
waiver deduction on their retiree Account Statement,for upcoming years.
but they will maintain to be given the same amountCRDP amounts will automatically decrease or increase
from the DVA.based on the percentage of disability accounted to
The Concurrent Retirement and Disability Paythe Defense Finance and Accounting Service (DFAS)
payments are taxable according to their currentby the DVA. Just remember that the monthly CRDP
retired pay federal Income tax Withholding (FITW)amounts cannot go beyond the lesser of your
tax rate and may have an effect on the amountmonthly gross related pay or VA waiver amount.