| When you are undertaking early retirement planning, | | | | retirement goal should be to be retired for a long |
| make sure you are not just retiring to get away | | | | time. |
| from work. You should be retiring to something...there | | | | Be specific about what you do not want to do |
| is a big difference in the two. | | | | anymore. If you really despise raking the leaves...the |
| Do not fall into the trap of retiring to do nothing. | | | | desert or a condo, where exterior maintenance is |
| Your retirement will not be any different than work. | | | | done for you, may be where you look to retire. If |
| You need to set and work toward retirement goals. | | | | you want to golf a lot...you should scratch off Alaska. |
| For instance, you and your spouse should both make | | | | Be honest with yourself. |
| a list of things you never want to do again and | | | | The more defined your goals for retirement the |
| another list of what you want to accomplish in | | | | busier, healthier and happier you will be in retirement. |
| retirement. Not working is not a definable goal. Why | | | | If you want to learn Spanish, set some measurable |
| both of you? You may be surprised if the two lists | | | | goals, and go for it. Just purchasing the language |
| do not look remotely the same. Better to find out | | | | software is not enough. |
| now the differences, and agreements, and come up | | | | Early retirement planning that concentrates solely on |
| with a compromise list. This can be an eye-opening | | | | money is fruitless without a clearly defined set of |
| experience...just do it. | | | | never agains and goals for retirement. You will not |
| Without clearly defined goals for retirement, you may | | | | get this advice from your planner but it is more |
| end up becoming a couch potato...that may sound | | | | important than investment yield. |
| great, but you know it is unhealthy. Your first | | | | |