Fractional Home Ownership & The Baby Boomer Generation

-- End Ad Box --->population competing for prime property, a trend that
Why the fractional vacation industry is booming…is already under way. Boomers will need to get
1.) Demographics - 78 million US Baby Boomers thatcreative by purchasing a combination of a primary
will retire in the next 15 years (the largest populationresidence, Condo Hotel and Fractional and PRC
turned 50 in 2004-05, with 50th birthdays occurringownership options, to more!efficiently use their limited
every 7 seconds). The under told statistic is thatnest eggs and to have active and dynamic golden
there will be 103 million Empty Nesters in Europe byyears.
2009 and Japan will have 32 million boomers by 2010,Fast Facts:
in a total population of only 127 million people. 213• Traditional timeshare grew 21% to $7.87 billion in
million Boomers will compete for a uniquely similar2004, average price $15,784.
lifestyle in retirement.• High-end timeshare grew 22%, to $1.075 billion,
2.) Boomers Like Debt — Unlike the previousaverage price $40,270, 50% of owners say they
generation, Boomers have proven that they arewould buy more fractional shares in the future. Only
willing to pay, and borrow for the lifestyle they want.3% of US population currently owns fractional real
The boomer generation has innovated everythingestate interests.
from disposable diapers to SUV’s, they will• ARDA expects a 300% growth rate in
innovate the idea of retirement homes.Non-equity club memberships with average annual
3.) The Wealth Transfer — Not everyone isdues of $9800, and 4-8 weeks of fractional
going to get rich. Boomers are estimated to get theownership.
biggest slice of the inheritance pie: $17.8 trillion.• The average American worker gets 2.4 weeks
Distributed evenly, each of the 78 million US boomersof vacation, and will retire at age 62. Many boomers
get $228,205. But these inheritance dollars will not beexpect to continue to work, possibly in a different
distributed evenly. The 73.5% of the boomer cohortcareer after retirement.
will likely join the wealthier classes. Within the next 15• The $100,000+ income cohort is growing 8 times
years, 20.7 million boomers will become overfaster than any other income group in the USA.
$658,000 wealthier, and 57.3 million people will get lessMortgage leverage has also grown in recent years.
than $72,900 to boost their meager net worthThese people have money and are not afraid to
retirement. 20.7 million people may be able to affordborrow to own more real estate and lifestyle.
luxury retirement residences if they innovate to• There are 142 fractional projects in the USA,
fractional ownership, condo hotel, and private23% in Florida, 21% in Colorado. That’s
residence clubs. Whole ownership is going to be bid549,295 boomers for each project in supply.
farther out of reach by the sheer mass of this