Frugal Retirement Living - You Do What You Have to Do

The recent economy has forced many to rethink orset.
even postpone retirement. It is a shame that some3) Live on a sailboat. We did so for 8 years in the
do not consider retirement lifestyles that are cheaperCaribbean...from Trinidad to the US Virgin Islands.
than what they envisioned.Once in the islands we spent around $1000 a month.
It is simply a matter of choosing between continuingTalk about a ball that is what we had. Swim trunks
to work and spend at the same rate or retire andand a T-shirt, swimsuit and cover-up for the ladies,
look for ways to spend less. Among the lifestylesand we were dressed for fun.
that are cheaper than living in a traditional home are:All of these lifestyles involved downsizing in space.
1) Full time RVing... many have discovered that the lifeWe went from an 1800 square foot house to a
with a steering wheel in the living room is not only35-foot sailboat, which had about 50 square feet of
cheap but a lot of fun as well. What is wrong withspace. You do not have to do anything this drastic.
seeing all the National Parks as a retirement goal? It isHowever if you have the opportunity to retire from
a lot easier in an RV.a big house to an apartment... well Nike has it right...
2) Park model living... there is a hot market for thisjust do it. You know it can be done.
lifestyle in the Phoenix area...where we have retired.The saddest scenario of all is for some to be fearful
How cheap?... a used 400 square foot, furnishedof running out of money and continuing to work.
home may cost as little as $15,000 in a gatedThey are getting closer to their funeral and thus less
community with activities galore. A new model overtime, if any, to enjoy retirement. These are the folks
1000 square feet will cost less than $80,000 in athat should be retiring on less...it is far better than
more upscale gated community. Think of being on aworking to spend more.
land based cruise ship as you choose what to doEnjoy.
each day. It is like a summer camp for the 55 and up