How To Retire Well in Mexico

For years, Americans have entertained the idea ofestate agents and choose one with experience and
retiring in Mexico. But today with the rising cost ofreferences for working with international buyers.
living in the US, more and more people are buyingProperty Taxes:
property in Mexico and enjoying their retirementProperty taxes, called predial in Mexico are extremely
years for far less than they could north of thelow compared to the US Canada, Europe, and most
border. Contrary to popular belief, retiring and buyingparts of the world. The tax is a percentage of the
property in Mexico is much easier than most peopleassessed value of the property, which is determined
think.at the time of the sale. This is another good reason
Retirement friendly Mexico:for buying real estate in Mexico before the prices
Mexico isn't just a great place to retire simplystart to really climb.
because buying property in Mexico is inexpensive andAlthough your property value may rise drastically,
the weather is world class. The Mexican governmentyou'll continue to pay taxes on the stated sale price.
offers attractive benefits like a special visa andThe percentage of property tax you'll pay depends
inexpensive health care for expatriates who come toon where you buy real estate in Mexico. In most
Mexico seeking the good life in their retirement years.places, the predial is approximately 0.1% of the
The "rentista" is a special type of non-working visastated value.
available to retirees 51 and older. In order to obtain aWeather:
rentista, you'll need to provide a letter from the bankThe type of weather you will experience greatly
or social security administration stating that youdepends on where you choose to buy real estate in
receive a certain minimum income each month.Mexico. No matter where you buy real estate in
Retirees are also eligible for IMSS, a Mexican socialMexico, you probably won't need a heavy winter
security plan that costs $200 per year and coverscoat, but there are great differences in the weather
medical, dental, and vision care.depending on which part of the country you're in.
Buying property in Mexico:If you choose Costa Maya property, you'll enjoy
Mexico has made buying property in Mexico forwarm and gorgeous tropical Caribbean weather for
non-nationals a simple process. You don't need to bepart of the year, balanced by the rainy season
a resident of Mexico to own a home in Mexico. Ifbetween June and October. For more temperate
you'll be buying property in Mexico within 50 miles ofweather, you may want to consider locations that
the coast or 100 miles of a national border, you willare located 3,000 to 6,000 above sea level such as
need to set up a Mexican corporation which willOaxaca or Chihuahua.
technically own the land or a beneficial trust called aThe benefits to retirees such as inexpensive
fideicomiso.property, a wonderful healthcare system, and a
When buying property in Mexico, make sure torelaxing environment are just the beginning. Mexico is
choose a reputable real estate agent to help you getrich with culture and tradition, filled with eco-friendly
your corporation or trust established correctly. Therethings to see and do, and has some of the most
is no real estate license system for selling and buyingamazing landscapes you'll find anywhere in the world.
property in Mexico, meaning that anyone can act asIf you're just beginning to think about retiring and
an agent whether or not they are familiar with thebuying property in Mexico, you're in for an exciting
laws and procedures. Before buying property injourney of discovery on your quest for knowledge
Mexico, be sure to spend time researching realabout this fascinating country.