| "Old age is like everything else. To make a success | | | | "visiting" children who are in college by allowing them |
| at it, you've got to start young." | | | | to stay with their families for 3 months out of the |
| .. Theodore Roosevelt. | | | | year. Each community has different policies about this |
| Retirement communities are popping up all over the | | | | so check carefully. |
| place like dandelions in spring. It's a trend in real | | | | By downsizing and selling your current home now, |
| estate. At 55 you can qualify for these communities | | | | you can use your equity for your new home and |
| referred to as "active adult" retirement communities | | | | other things. Also, some financial experts are saying it |
| and maybe you should look into it. These active adult | | | | may be advisable to not buy your retirement home |
| communities offer a lot of good living. You've heard | | | | with all cash as used to be advised, due to a greater |
| you should get started while you are young planning | | | | life expectancy, but to have a small mortgage. But, |
| for your retirement and that's what Roosevelt said, | | | | of course, we recommend you check this out |
| too. | | | | thoroughly with a financial adviser. |
| Retirement used to mean retiring from work -- but | | | | If your children are grown, then buying into an active |
| today more people are seeing retirement as an | | | | adult retirement community at an earlier age than |
| active time in their lives. People are living longer. | | | | you might originally have thought of, might afford |
| When they reach 65 years, they can still look | | | | you these outstanding benefits: |
| forward to at least 15 to 20 years of retirement and | | | | -Getting started early on a retirement plan. |
| life expectancy is supposed to continue to grow. | | | | -Getting started early on a Fitness program for |
| That is a long time so preparing early for that time | | | | retirement. |
| of life makes sense. | | | | -Getting started early on nutritional fitness. Seniors do |
| Due to the things retirement communities offer you, | | | | have specialnutritional requirements. |
| they may even help to keep you healthier in | | | | -You can continue to work and add to your savings. |
| retirement. You may be doing yourself a favor to | | | | -As your current neighborhood changes, and your |
| start earlier on nutrition programs, fitness programs, | | | | oldneighborhood friends move, you will make new |
| cultural and social programs--all designed to help | | | | friends in a retirement community. |
| seniors stay healthier. So why wait! | | | | -Your easier life will free up your time for things you |
| There are some reasons for waiting and one of | | | | really want to do like travel. |
| them might be if you still have younger children at | | | | -You will have less stress, more security, available |
| home--maybe in college but still "at home." However, | | | | clubs and activities. |
| most communities even make allowances for | | | | |