| Retirement is one of the most significant changes | | | | short sighted. Our lifestyle habits such as diet, |
| you will ever experience and yet most people do | | | | smoking and drinking, illustrate the extent to which |
| more research and spend more time planning a | | | | we prioritize the present at the expense of our |
| holiday, than they do their retirement. | | | | future. |
| Up to now retirement planning meant, 'Do you have | | | | When it comes to planning finances, our |
| enough money?' because retirement planning comes | | | | disregard for the future is blindingly obvious. Many |
| from financial planners and life insurance companies. | | | | people are saving nothing or too little towards their |
| However if we are going to be spending 30 or 40 | | | | retirement. Increasing levels of debt are being |
| years in this phase of life, we need to plan for it | | | | accrued with many unaware of the difficulties they |
| properly and well in advance. | | | | will encounter later in life, or are unsure how to plan |
| Despite the significant changes taking place, most | | | | for them. |
| people are living in today's world, and planning | | | | The percentage of people in mid life who are |
| yesterday's retirement. So why should we approach | | | | divorced or separated has more than doubled over |
| retirement differently? | | | | the past 20 years. A fact which places greater |
| Retirees today are much healthier, more active | | | | pressure on our ability to look after ourself. This was |
| and can expect to live longer than they could in the | | | | less necessary in the past, when most people were |
| past. We are in a unique position and facing a future | | | | in stable couple relationships. |
| that looks nothing like our parents' second half of life. | | | | Your retirement will be as unique as your fingerprint. |
| Our retirement plans are reflections of those of | | | | With effective planning you can transform how you |
| our grandparents or parents but our chances of living | | | | approach retirement and the enjoyment and |
| a long life are not. We're living in the 21st century and | | | | fulfillment you get from it. |
| planning a 20th Century retirement! | | | | Make the most of the opportunities it can offer and |
| Attitudes regarding health and well-being are | | | | start planning now! |