Retirement Property Choices in the UK

Today’s housing market offers innovativeextra security for complete peace of mind is more
retirement solutions and plenty of choicesuitable.
Quite simply, there has never been a better time toDuring our lives we move home an average of seven
enjoy retirement in Britain. We are spoilt for choicetimes. Even so, we need to apply the same common
when it comes to housing options generally, and thesense when buying retirement housing in the UK or
retirement property market is no exception, whileabroad, as we do when making other major
today’s retirees are more affluent, savvy,purchases. As with any investment decision it is
healthy and independent than they have ever been.important to thoroughly assess the market and your
You can continue to live at home with the help ofoptions. There is no substitute for research, plenty of
adaptation and support; you can move in with friendshomework and, of course, legal advice is paramount.
or family; house-hunt for a retirement apartment;Making decisions requires a clearly defined set of
look for a park home in the country, opt for aobjectives and an accurate assessment of your
bolthole by the sea; or choose to stay closer tosituation. Being honest about your budget and
home in sheltered housing. You can rent; buy off-planlifestyle aspirations – as well as a host of practical
or re-sale; or build your own home. And if you needconsiderations – is key to achieving happiness
personal care you can retain your independence inwhen moving house in retirement.
assisted living accommodation - where domesticInvolving friends and family in the planning process
assistance is available, plus additional care and nursingcan be very helpful, giving you a fresh perspective
is at hand, should the need arise.and a different point of view. A large number of
Worldwide, the number of people 65 or older ischarity organisations also offer free help and advice
increasing faster than ever before as we live longer,on all manner of housing matters - from where key
healthier lives. By 2050, one in five people will be overretirement developers are building in the UK and
60. In Europe, where people live longest on average,which local authorities have rural rentals, to where to
one out of every five people is already sixty-plusfind park home sites and assisted living facilities.
– and by 2020 a fifth of the UK population will beThe retirement property sector has many specialist
pensioners. While some people work on past thedevelopers, building a variety of property types
traditional retirement age, others are deciding tospecifically for retirees. Some mainstream developers
retire younger, taking advantage of recent rises inalso have retirement divisions creating developments
property values to enjoy a lifestyle change in the UKaimed at older buyers. Very few estate agents
or abroad. Modern retirees range from 50 to 90, andspecialise in retirement property, but a growing
the array of property choices available reflects theirnumber do handle re-sales. Most developers prefer to
diversity. For example, early retirement may result inre-sell their own portfolio, so it is often better to
downsizing at 55 to a swish city apartment, whilecontact them directly.
later in life a property with a house manager and