Retirement - What is Your Plan? - Part 1

">concerns affecting them or their families.
Retirement is so very much more than just not goingIn our present economic situation many are being
to work any longer.forced to retire long before they have planned to do
While living in Florida I worked for several years atso. This raises another whole area of information to
the local Council on Aging. I was often the personbe gathered and questions to be answered. At this
answering the phone on the Information and Referralpoint in our conversation I still needed more
desk. Frequently I received calls from folks gettinginformation about their plans, or lack of planning.
ready to retire and seeking information about retiringNext I might ask why they were looking at Florida. I
to Florida. These calls would generate my series ofcould ask about the impact of weather, location of
retirement questions. In this series I would like tofamily members, or other geography issues affecting
share a composite of those conversations.their choice.
Statistics tell us that not only are we all living longer,This was probably a good time to ask if they had
but the new generation of retirees is generallyspent time in Florida at various seasons of the year.
healthier and more financially stable than was theTo make a good decision I would encourage anyone
case only a few short years ago. Those who workmaking a major move to spend longer periods of
with statistics also tell us that in less than 25 yearstime visiting and getting to really know the area and
one in every five residents of the United States willall of its weather idiosyncrasies. No-one should base
be over 65 years in age. These are the folks I wastheir retirement choice on a week's vacation to any
talking to.area.
I usually began by asking 'why are you retiring?' ThisThen the really important question -- "What do you
would give me information about their reasons suchwant to do in your retirement?" Retirement is so
as, were they simply retiring because they were nowmuch more than just 'being', it is also a large measure
the age that they could, their employer had ageof 'doing'.
restrictions they had to follow, or there were health