| Continuing Care Retirement Communities are | | | | a home within the Continuing Care Retirement |
| communities used by senior citizens after retirement. | | | | Communities complex. |
| They offer a choice of living situations and services. | | | | CCRC's are often sponsored by non-profit |
| Based on changing needs, retirees can move back | | | | organizations. These are sometimes affiliated to |
| and forth between independent living, assisted living | | | | religious orders, fraternal organizations and ethnic |
| and nursing home care. | | | | groups |
| Often unexpected medical expenses can radically | | | | Continuing Care Retirement Communities are |
| alter your vision of a self-sufficient retirement. | | | | different from assisted living. In CCRC's the individual |
| Continuing Care Retirement Communities are an | | | | contracts for a lifetime of care regardless of what |
| option that deals with this. Innovative living | | | | his future needs may be. In assisted living the |
| arrangements combine the security of long range | | | | individual moves in the facility when necessary and |
| planning with the ability to live independently. | | | | begins to pay at that point. The care provided may |
| Continuing Care Retirement Communities allow senior | | | | be the same. |
| citizens to "age in place." The health and housing | | | | The advantages of a CCRC include that there is no |
| accommodations are designed to take care of their | | | | moving required. If the person becomes well he can |
| needs as these needs change over time. People | | | | resume independent living. Virtually all seniors are |
| entering CCRC's have typically signed a contract that | | | | good candidates for Continuing Care Retirement |
| takes care of residential and nursing needs all at one | | | | Facilities. These include those seniors who are healthy, |
| place. | | | | require assistance and those who require skilled |
| Most people enter Continuing Care Retirement | | | | nursing care. |
| Communities while they are healthy and active. They | | | | There are three types of housing arrangements |
| do this in the knowledge that they will be able to | | | | provided in Continuing Care Retirement Communities. |
| receive nursing care if and when it becomes | | | | These include independent living units for healthy, |
| necessary. Such seniors have planned for retirement | | | | active seniors. There are also assisted living |
| and have the means to support their plans. | | | | arrangements for people who need assistance in daily |
| CCRC's are also known as Continuing Care | | | | activities but who also need independence. The third |
| Retirement Facilities, Life Care Communities and Life | | | | type of accommodation is nursing home facilities for |
| Care Facilities. Seniors living in such communities live in | | | | those who need skilled nursing care. |