| Considering retirement in a Tropical Climate? For | | | | meets international standards. |
| many British, Australians and Americans, retirement | | | | A Japanese company is building a medical facility in |
| time is just around the corner. At home, with low | | | | Tagaytay city exclusively for Japanese nationals |
| interest rates and high cost of living, the prospect of | | | | within the year. There are now close to 10,000 |
| trying to live on a pension, in old age, is a daunting | | | | Japanese retirees in the country, and the number is |
| one unless you are preapred to substantially | | | | growing annually. The British government recently |
| downscale your lifestyle. For some, moving to retire | | | | acquired a large tract of land in Fort Bonifacio to build |
| in another country is an option which has been | | | | a new Embassy. The British ambassador explained |
| successful in the past with Spain, Portugal, Mexico | | | | the larger facility is meant to help serve the growing |
| and Puerto Rico being among some of the more | | | | number of British nationals retiring there as well. |
| popular destinations. But why not consider retiring in | | | | Japanese and Korean investment groups are buying |
| the Philippines? | | | | homes and condominiums in Manila, and tracts of |
| Over the past decade, the Philippines has become a | | | | provincial land for retirees. This has caused a mini- |
| retirement haven for thousands of foreigners, | | | | Real Estate boom in the country. A retirement village |
| particularly the Japanese, Korean, and Northern | | | | exclusively for Japanese nationals already exists in |
| Europeans. Along with Thailand and Malaysia, the | | | | Tagaytay, and more are planned. These are strong |
| Philippines developed communications, infrastructure, | | | | indicators of what is on the horizon |
| and service delivery systems specifically geared to | | | | English is the Philippines' official business language. |
| meet the needs of foreign retirees. Better yet, unlike | | | | Most of the people you will meet, from hotel |
| most European Countries and South America, nearly | | | | workers, taxi drivers, sales or service people, |
| everyone speaks ENGLISH in the Philippines. | | | | government employeesa all speak English, or have a |
| The Philippines offers a significantly lower cost of | | | | working understanding of it. The middle class speak |
| living. The Philippine Peso (PhP) exchange rate is | | | | English, without exception. All major newspapers, and |
| approximately PhP 45 to $ 1.00 or PhP 92 to 1 Pound | | | | major broadcast companies use English. An English |
| [Sterling (GBP)]. Housing, food, and labor costs are | | | | speaking visitor will never get lost in the Philippines. It |
| quite reasonable. A One bedroom condominium can | | | | is the universal use of that language that has been a |
| be purchased for around $ 72,000 or GBP 37,000 or | | | | strong incentive to foreigners. As well, |
| a Studio for only $ 45,000 or GBP 22,800 and one | | | | communications links within the country and to other |
| can dine out on average at a three star restaurant | | | | countries via the various commercial gateways is up |
| for less than PhP 500. If you hire domestic help, a | | | | to international standards. For example, the use of |
| private driver's salary is approximately PhP 10,000 | | | | cell phones and text messaging is so common that |
| month, while trained housekeepers earn | | | | housemaids, street vendors and food hawkers can |
| approximately -PhP 5,000/month. These salaries are | | | | be seen using their celphones incessantly. |
| lower if you live in the provinces. | | | | One will never want for adventure and sights to |
| Cable Television, Hi-Speed Internet and Satellite | | | | experience in the Philippines. There is always a colorful |
| Communications are cheap. One can hire an | | | | Fiesta, pageants, street festivals, and open public |
| air-conditioned taxicab for eight hours for less than | | | | events going on. Lush with bountiful natural |
| $25.00. In a country where a provincial Governor's | | | | resources, one can enjoy the numerous beaches, |
| salary is only PhP 28,000 per month, and a | | | | resorts, golf courses, and play just about any sport, |
| Presidential Cabinet Under-Secretary earns PhP | | | | except skiing. There is an ice skating rink in Manila, |
| 35,000, your pension can go a long way. So, if you | | | | though. Scuba diving and fishing are among the sports |
| have a retirement income of approximately $1,500 to | | | | which draw the most number of foreigners to the |
| $2,000 per month ( PhP 80,000 to 100,000) you can | | | | rich aquatic offerings. |
| live quite well in the Philippines. | | | | Shopping is the Filipinos' second most popular activity, |
| As for health care, most U.S. Health Management | | | | the first is eating. Manila is Asia's undiscovered |
| Organizations pay for medical expenses incurred in | | | | shopping Mecca. You will love the golden purple |
| the Philippines. Check with your HMO. The Philippine | | | | sunsets, the fragrance of the flowers at dusk, and |
| Department of Foreign Affairs presently has a task | | | | the wonderful array of fruit and food. I used to |
| force headed by former Secretary Roberto Romulo | | | | enjoy watching the Sun set from the bar at the |
| working to have the U.S. government accredit a | | | | Philippine Cultural Center. There, you can listen to the |
| number of first class Philippine hospitals for Medicare | | | | Symphony, check out a play, or enjoy Grand Opera. |
| reimbursement. The Makati Medical Center, one of | | | | There is just so much to explore and discover, |
| the nation's best already has such accreditation. | | | | specially in terms of nature, culture, and history. If |
| Unbeknown to many is that for years, citizens of | | | | you're a betting man, there's horse racing, the Jai Alai, |
| nearby countries such as Thailand, Nauru, Tonga, | | | | numerous first class casinos, and of course, |
| Indonesia, and Malaysia have flocked to the Philippines | | | | cok-fighting. Manila is well known for its exciting night |
| for medical care, particularly sensitive surgical | | | | life. |
| procedures. The quality of medical care at the better | | | | The Philippines offers affordable real estate and good |
| Manila hospitals such as the Asian, St. Luke's, Medical | | | | investment opportunities for those seeking a |
| city, Cardinal Santos, Philippine Heart Center for Asia, | | | | retirement haven. |
| National Kidney Institute, and Makati Medical Center | | | | |