No Cost or Low Cost Alternatives for Individual & Family Health Insurance

Many individuals and families have taken a big hit overin smaller towns in some parts of the country.
the past couple of years because of the high cost of#3. Don't be afraid or ashamed to seek public
health insurance coverage. Many small businesses thatassistance by either applying for government aid or
used to be able to provide individual and family healthby visiting a free clinic. Hey, you can think whatever
insurance have had no choice but to discontinueyou want of me personally, but if one of my children
offering benefits because the costs were simply tooare sick that pride nonsense goes out the window. If
much for them to pay. This has left many peopleI or my wife were sick we wouldn't be able to
without health coverage and without a lot of optionprovide for our kids. If you're a single person then
either. If this has happened to you or someone youyou need a helping hand to get back on your feet.
know, here are a few simple options that might helpFolks, we've got to stick together, especially now.
you out at some point.Don't be passing judgement on anyone that needs
#1. Buy private insurance. I understand howhelp because they or their kids are sick or hungry.
expensive this can be. If you do this you may want#4. Veterans should visit the closest VA Hospital or
to consider just carrying a high deductible and payingclinic. You don't have to be combat related to be
cash for doctor visits. By raising your deductible you'llseen and you may qualify for health care at no
lower your monthly payments by quite a bit. As Icharge if you are without income, low income or
said, this is only an option.have no insurance.
#2. Try to find a doctor that will see you for a lowerThere may be other alternatives available within your
fee in exchange for cash. This is not out of thecommunity that you could look into. The best thing
question at all. Many doctors have to wait severalthat I can recommend other than what I already
weeks before they are reimbursed for certainhave is to grab a few free family health insurance
insurance claims so even if you had to see someonequotes online and see what you can come up with
on a space available basis it might be worth yourthere. You just never know what might fit into your
time to look into it. I know that this is fairly commonbudget.